SafeAuto wants to help you get the lowest Louisville auto insurance rates, so that the next time you are driving on I-64, I-65 or I-71, you’ll know you are carrying the coverage that Kentucky law requires.

Required Coverages

Kentucky's Financial Responsibility law requires you to maintain liability limits of at least:

  • $25,000 because of bodily injury to or death of one (1) person in any one (1) accident
  • $50,000 because of bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the $25,000 per person limit
  • $25,000 because of injury to or destruction of property of others in an accident

Such coverage is often written as 25/50/25 or 25,000/50,000/25,000

Looking for Louisville Car Insurance?

If you are a Louisville driver looking for cheap car insurance, you can get a free car insurance quote online or call a dedicated customer service representative at 1-800-SAFEAUTO 24/7. If you need SR-22 insurance to demonstrate financial responsibility compliance, or have questions about the penalties for non-compliance, more information can be found on the Kentucky auto insurance page.

If you are looking to get a new driver’s license in Louisville, the DMV in has several convenient locations in your area:   

Downtown Branch
514 West Liberty St.
Louisville, KY 40202

West Louisville Branch
2900 West Broadway
Louisville, KY 40202

Bowman Field Branch
3501 Roger Schupp St.
Louisville, KY 40205 

Southwest Branch
4917 Dixie Highway, Suite E
Louisville, KY 40216

Kentucky Regional Car Insurance 

We offer affordable car insurance throughout the entire Bluegrass State! If you are looking for information about car insurance in another Kentucky city, more material can be found below:

Related Links:

Kentucky Division of Motor Vehicle Licensing

SafeAuto is proud to insure Kentucky drivers. If you have any further auto insurance questions please visit the FAQ page or contact the SafeAuto Customer Service Department at