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SIMPLIFIED RV INSURANCE
Whether you’re just looking to get away for the weekend or the entire summer, RVs give you the ability to pack up and go at a moment’s notice. Similarly, travel and utility trailers give you the ability to tow a pop-up camper, extra tools or even livestock. As an industry leader in RV insurance, Progressive makes it easy to find the coverage you need so you can live the life you want.
WHAT IS COVERED
Class A, B & C Motorhomes
Class A, B & C motorhomes are their own vehicle while giving you all of home’s comforts on the road.
Pop-up campers are towed behind another car but give you a bed to sleep in once you get to your destination.
Truck campers are added onto a pick-up truck to turn the utility bed into a bed to sleep in.
Travel trailers can make you feel right at home but are towed by another vehicle.
Cargo & Horse Trailers
Cargo and horse trailers give you the ability to tow horses and other livestock behind your vehicle.
Utility trailers can carry smaller vehicles such as ATVs and riding lawnmowers, as well as other landscaping equipment.
RV COVERAGE OPTIONS
Recreational RV policies will require the same state minimum coverage as an automobile, including bodily injury and property damage liability coverage. These coverages can help pay for costs associated with any damages and injuries you and your RV cause to someone else. Optional coverage, such as comprehensive and collision coverage can protect your RV from unforeseen circumstances involving theft and peril, as well as accidents involving other motorists and streetlights. Additional coverage can extend to your personal belongings inside the RV, and roadside assistance can help get you going if you breakdown while you’re away from home.
There are a few differences if you make your RV your primary residence. Although many coverages will transfer from a recreational policy, you’ll need broader liability coverage because you’ll need to be covered for a longer period of time. Most liability coverage is for while you’re operating the vehicle, but full-time RV insurance will also extend to while the vehicle is parked. And just like your home, you’ll need coverage for medical payments in the event someone gets injured in or outside of your residence, in this case being your RV. Finally, you’ll need to carry loss assessment coverage to help cover any fees associated with the repair to the property your RV was parked on.
HOW MUCH DOES RV INSURANCE COST
There are many factors that decide the cost of RV insurance, including your age, the make, model, year and type of the RV, as well as your claims history.Get a Quote Now
WILL RV INSURANCE COVER THEFT?
Basic liability coverage does not cover theft, but comprehensive coverage can help in the event of theft, vandalism, or other unforeseen peril.