SEEK UNCHARTED WATERS WITH BOAT INSURANCE

This boat rate and coverage are provided and serviced by affiliated and third party insurers.

SIMPLIFIED BOAT INSURANCE

With so many options available, choosing the right boat or personal watercraft can be tricky—that’s why Progressive makes finding the right coverage easy. With more than 35 years in the boat insurance industry, we know what you need, what you don’t, and the best way to keep you safe whether you’re on a river, lake, or coast.

WHAT IS COVERED

Bass & Fishing Boats

Bass & Fishing Boats

Bass and fishing boats help carry everything needed for a day out on the water, including trolling motors and power poles.

Pontoon Boats

Pontoon Boats

Pontoon boats built on cylindrical metal buoys help keep you afloat on lakes and rivers.

Powerboats

Powerboats

Powerboats are the most popular type of boat out there and can be used for all types of things, from cruising to watersports.

Personal Watercraft

Personal Watercraft

Personal watercrafts are synonymous with fun in the sun and can include Jet-Skis, Sea-Doos, WaveRunners and more.

Sailboats

Sailboats

Sailboats generally use wind in a sail to move, but can also include a motor just in case the wind dies down.

BOAT COVERAGE OPTIONS

Progressive provides coverage for a variety of situations while you’re out on the water. If you’re involved in an accident, bodily injury and property damage liability coverage can help pay for costs associated with any damages and injuries you and your boat cause to someone else. Comprehensive and collision coverage protects your personal watercraft from unforeseen circumstances involving theft and peril, as well as accidents involving other boaters, buoys, and docks.

Every Progressive boat insurance policy includes liability, along with fuel spillage and wreckage removal. More specialty coverage is also available in the event of a mechanical breakdown with Propulsion Plus®, whereas Slide & Glide® towing assistance will give you an extra peace of mind in case your boat breaks down while you’re out on the water.

HOW MUCH DOES BOAT INSURANCE COST?

There are many factors that decide the cost of boat insurance, including your age, the make, model, and year of the boat, your boating experience and claims history.

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RV Theft Coverage

WILL BOAT INSURANCE COVER THEFT?

Basic liability coverage does not cover theft, but comprehensive coverage can help in the event of theft, vandalism, or other unforeseen peril.

Have other questions or want to learn more?

Progressive's Boat 101