You’ll sometimes hear the term “full coverage” applied to auto insurance, and it can mean different things to different people. Often, lenders and leasing companies will refer to "full coverage insurance" as meaning a policy with both liability coverage and physical damage coverage (i.e. comprehensive and collision coverages). Others refer to “full coverage insurance” as a shorthand for having all possible coverages included in a policy. So, if someone uses the term “full coverage”, you might want to ask what they mean. At SafeAuto, you have plenty of options when it comes to being well protected while staying within your budget. While the specifics of available coverages differ from state to state, there are several types of coverages to consider when building your policy.